Spending Trajectory


Here is a compilation of credit card expenditures covering the three-month period January 1 – April 1, 2019 with the same period in 2020. We can see where the hurt is (and isn’t). Negative is to the left.

Some of the categories do not map directly into specific places of business—this is how credit card companies classify spending. We can see how spending has contracted into a few “essential” categories. One can also predict which expenditure categories may face the most difficult recovery.

Dr. Daniel Bromley can be contact at dbromley@wisc.edu.

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